‘Before anything else, preparation is the key to success’-Alexander Graham Bell

I have been under the weather this past week, I think there is a bug going round. What a week it has been though. I applied for a summer internship with PWC and had my telephone interview last week. For those of you looking for a summer internship, here are a few tips on how to do well in the telephone interview. They rang me back on Friday with good news, I had been successful in the interview stage.

With PWC, they will ask you questions on the following categories

  • Business acumen
  • Global acumen
  • Leadership
  • Relationship
  • Technical capabilities

These are the PWC competencies, make sure you have examples of situations where you have demonstrated these.

During the interview, they asked me about all of these so make sure you prepare for all of them!

Do your research! The PWC representative was impressed by my research as I knew a lot about the firm and the examples that I gave regarding these categories were well thought through. They did however say that some of my answers could have been more precise as she found she had to interrupt me in order to ask the next question.

Top tip: Try to sound confident, the feedback I received was that I was a bit nervous at the beginning but as the interview progressed I sounded more confident

To increase your business acumen, read the accountancy age or listen to the financial times podcast which is what I do as I can easily listen to it on the bus. For global acumen maybe have the BBC news app on your phone which notifies you of recent stories. Have a few prompts in front of you but don’t have mass amounts of paper as it will be difficult to decipher the key points if you have blocks of text in front of you. Also it sounds extremely unprofessional if the interviewer hears the rustling of paper.

For the leadership section I got asked when have I had to overcome a difficult situation regarding leadership so try to think of an example and describe the problem then how you overcame it, what was your solution? Another question that they asked me was think of a time where you have done a project or participated in something with little guidance. This was a difficult question but I mentioned that I volunteered at the school’s exclusion unit where challenging students that have breached the school regulations are put in isolation. I helped develop their mathematical skills, I didn’t receive any guidance on how to approach them or communicate with them. However, as I dedicated a lot of time to helping them over time I analyzed their behaviour realizing they responded well to praise. I soon learnt how to communicate and teach them. This was very rewarding.

I have now been invited to the assessment day. This is where I will go to the PWC headquarters and participate in a series of tests. I will need to do a 30-minute report followed by a logical and numerical reasoning test then a group assessment. I am quite nervous about the assessment tests as they are very difficult. However, there’s lots of support at Lancaster to guide you through these and you can book psychometric test workshops which will support you on your journey to PWC.

Top tip: Practice makes perfect, if you practice the numerical and logical tests as often as possible, you will find them easier

I am the ICAEW (Institute of Chartered Accountants of England and Wales) campus ambassador so I did some lecture shout-outs in order to promote the USS scheme which builds upon your CV and allows you to get an extra qualification CFAB. This was a nerve wracking experience as I had to do a presentation in front of many students. I don’t know how lecturers stand in front of students for an hour. They’re brave academics. However, this has developed my confidence and improved my skills in public speaking which I can utilize in the future when I have class presentations.

Good luck to those of you who are applying for placements or internships. If you practice, prepare and express confidence during your telephone interview, you are bound to be successful. It is also a good experience and helps you develop certain skills you may need again when applying for graduate jobs.

Thanks for reading

The B word … (Budgeting)

“If you fail to plan, you are planning to fail!”

― Benjamin Franklin

For many students, university is the first time they are faced with actual financial responsibilities, such as: rent, grocery shopping, laundry, purchasing text books, printing etc. University is an opportunity to become independent and begin adulting (To adult is to behave like an adult, to do the things that adults regularly have to do.) Unfortunately, one of the stigmas associated with students are that they are financially irresponsible and ignorant. For example, the idea that students just waste their money on drinking and going out. Experience is the best way to learn sometimes, it’s ideal to learn from others mistakes but sometimes the biggest lesson learnt occurs when we learn from our own experiences. The following are areas to consider to enable financial success as a student.

 

Student bank accounts

First of all, do your research on the student accounts available by various banks because they all have different features and deals. For example, if you choose to open a student current account with Santander, they offer a free Santander 16-25 Railcard, and an interest-free overdraft. Try to find ones with an interest free overdraft and make sure to set a reliable overdraft limit. Budget your cash inflows and outflows. Make use of online banking tools, this is very convenient and some even give you text alerts to inform you of when you’re reaching your limit.

Ensure you understand the terms and conditions attached to the student account (actually read them don’t just tick accept like we all do). Also, avoid credit cards if you have a tendency to overspend, you shouldn’t spend more than you know you will be able to pay back. However, if you have one, this could be an opportunity to build your credit score but you should limit using it for emergencies only.

It’s never too early to start saving

The key to budgeting is organisation, this can ensure you are living within your means. It’s ideal to budget your expenses termly and prioritise them e.g. accommodation rent being the top priority. If you’re working part time and you can afford it, you could start saving. The 50/30/20 budget rule is a proportional guideline that can help you keep your spending in alignment with your savings goals. This budget rule suggest you spend 50% of your income on essentials, 30% on personal expenses and the remaining 20% should be for savings. This rule is especially useful when saving for specific goals, for example, buying a car or moving out of parent’s house relatively soon after graduating. However, there is no harm in saving in general for unforeseen emergencies that may occur.

Part – time jobs can be a great way to not only earn extra money but also gaining some work experience and developing those soft skills (transferable skills that employers are looking for).  It is important to be realistic with the hours you work a week, your first priority as a full time student should be your university work, so working should fit round that. If you have a free day on your timetable, then you could use this day to work most if not all your hours or just work on the weekends. Also, note that you can avoid working during term time by working during the holidays, try casual jobs that are ideal for students like hospitably.

Cut costs where possible

Have a night in! Going out can be expensive, from the cost of the cab to the cost of buying drinks. You don’t have to go out every weekend, you can have some quality time with your friends with a games night or movie night. Learn to cook! Relying on take away alone, although convenient is very expensive. Google and YouTube can be life savers when it comes to figuring out meal recipes and ingredients needed. Also, you can meal prep in advance and store in the meals in the fridge, for example on a Sunday ahead of the week to avoid spending too much time in the kitchen during the week.

Apart from tuition, housing is probably the second highest expense for students. Although student finance provides maintenance loans depending on your circumstance, it is important to note that if you start to earn a certain mount after university you will have to start paying back your loans. Currently, you pay back 9% of your income over the minimum amount. Interest starts being added to your loan from when you get your first payment. How much you pay depends on which plan you’re on. Many 2nd year students get cheaper off campus accommodation which helps them save money. However, for some people comfort is very important so there are some things when it comes to housing that they are unwilling to budge on (e.g. having an en-suite bathroom). Weigh the advantages and disadvantages to see what’s best for you.

Whether you’re making online grocery orders or doing some online shopping for clothes, make use of store cards and take advantage of student discounts! The NUS extra card provides great student discounts that you can use online and in store, top brands include ASOS and Odeon. UNiDAYS are another student discount provider, that offer big savings on student essentials from your favourite brands. They are an entirely free online system with no sign-up cost, no membership card. The Purple card is a discount card that can be used by staff and students at Lancaster University and the University of Cumbria. It’s accepted by major retailers all over the UK.

Lastly, beware of hidden or unexpected costs such as the college membership fee. This money is put to various uses by each college.  You need to pay this to graduate as part of a college! Also for more ideas about budgeting there are many useful blogs, books, YouTube videos and of course information on Google!

Why I chose Lancaster

The decision to go to University is not an easy one to make. It represents the first major choice that many will have to make, that will potentially have a major impact on the rest of their lives. Not only this but the wealth of factors that a potential student has to consider can seem pretty overwhelming. I remember my decision to come to University as if it was yesterday- when in actual fact it was over 2 years ago.

My ‘Road to University’ began around the time when I was halfway through my first year at college (around February 2014). I had been weighing up the pros and cons of coming to University for a few months prior to this, and having eventually settled on the idea that yes, this is what I wanted to do with my life, I started thinking about it seriously. But that of course meant that I had to know what I wanted to study.

This was the first major hurdle I had to overcome. For my A-Levels, I had chosen to do Media Studies, BTEC Business and English Language. At that point in time, there was one subject that I preferred to the rest-Media. My teachers made the subject so interesting , and it was also really interesting to learn about the dynamics surrounding something that we interact with on a daily basis. With this in mind, I felt like I would be interested in considering a Media-related degree. There was one area of Media that had always fascinated me- Journalism.

I therefore began to start searching for Universities that offered Journalism. I travelled all around the UK (with the assistance of my parents) to find a University that would be perfect for me, not only in terms of courses, but in terms of the general student life as well.  I looked at Nottingham Trent University, Huddersfield University, University of Salford and Newcastle University. Every time I looked at a University I had my little notebook with me, writing down what I liked about each one and what I didn’t like. Unfortunately, I could not escape the feeling that every time I looked at somewhere, that there was something missing.

This was the point where I had my first serious think about whether I was looking at the right places, or looking at the right course. After a few weeks consideration, I decided that I wasn’t as hung up on Journalism as I had originally thought. It was at this moment where I had an epiphany. I had been getting good grades in Business at college, and I was enjoying the subject just as much as I was enjoying Media. It felt that it was a logical step for me to want to do a Business-related degree.

So once again I embarked on another wide search for Universities offering Business-related degrees, and this journey seemed to be so much easier. I was now much more confident that this is what I wanted to do. I looked at fewer Universities when I was considering Business, looking at both Loughborough University and the University of Edinburgh. Yet no matter how enthusiastic I tried to be, there was still the notion of something being missing.

Then it all changed. One of my friends from home had just graduated from Lancaster University, where he was studying Accounting and Finance. He could not have been more enthusiastic about his time there. We had a long chat about his experiences, both in the academic sense and the sense of his general student life. I felt that I should look into the University and see if his experiences would be well founded.

On my first open day to Lancaster University, I immediately knew that he was telling the truth. As soon as I set foot on the campus, I was in awe. It had everything that you could need, within walking distance of the accommodation- 1 tick.

I then went to hear about some of the courses that were offered, and was in total shock. Not only did the University offer a massive variety of courses, relating to nearly every business sector that there is, they were all based in a dedicated Management School. Even more impressive, was the fact that the Management School was regularly ranked within the top 10 Universities for most Business-related courses in the UK, and within the top 1% globally. Tick number 2.

But obviously it was all well and good thinking that the course was brilliant, but what would happen if I did not like the area where I was going to be staying?  I need not worry. Not only was Lancaster brilliant for having every shop I would ever need, but it was also not a massive leap from a tiny rural village, to a big city- the perfect combination of both. Tick number 3.

There was one last thing that would potentially influence my decision- societies. I knew that I would be doing a lot of studying, but I also knew that I would want to fill my spare time doing things that I would enjoy. My jaw simply dropped when I saw the massive range of societies that the University offered, from Taekwondo to Tea Appreciation. From Anime to Rugby Union. Tick number 4.

Even my parents could see that I was much happier with this University than I had been with all the others I had looked at. It was from this point forward that I knew, this was where I wanted to spend the next 3/4 years of my life.

Having been here for a year already, I can safely say that it was one of the best decisions that I ever made choosing to study here. I have made so many new friends, and I am studying a subject that I love, at a University that impresses me day after day.

Five Top Tips for Success as an Accounting and Finance Student

1. Go to all the lectures and seminars!

You may think this is a given but you’d be surprised how many people don’t prioritise attending their lectures. Lectures at Lancaster university for Accounting and Finance aren’t compulsory in the sense that a register isn’t taken and no one’s going to chase you if you don’t attend. However, it is important to attend lectures because it’s an opportunity for you to learn the content directly from the lecturer. Simply reading the lecture slides is not the same experience, the lecturers also tend to add additional slides. Lectures are also a chance to meet other students doing the same module that could possibly assist you with coursework or revision.

There really are no excuses to not attend seminars, even if they’re at 9 am! Seminars are compulsory, registers are taken and they are probably more important than lectures. You will be doing yourself a disservice by not attempting the questions before the seminars or tutorials, don’t just go to sign your name on the register alone. Actually doing the work will enable you to identify the areas you struggled with so you can ask at the tutorial and leave with a solution because the tutors don’t always have time to go through all the questions in detail.

2. Do your research, Accounting and Finance isn’t the same everywhere!

You will find yourself speaking to your friends also studying Accounting and Finance at a different university, and them telling you that they don’t do that certain module or don’t have that many exams. You should note that universities customise the degrees they provide, so although your degree might have the same name as someone studying Accounting and Finance at another university, you are likely to have very different experiences. Their universities may have different term times, teaching hours and assessment methods. You are also likely to be taught by lecturers that have different teaching styles, so you are probably better off seeking assistance from fellow Accounting and Finance student at Lancaster University.

3. Tailor your revision to what works for you

What works for someone else may not work for you. Try to find alternatives that suit you best. Although by now you have had many tests, coursework and exams so you may already know a revision method that works for you. However, it is ok if you don’t because different modules may require didn’t types of revision. Experiment with different methods to find your ideal one, whether its; flash cards for definitions, mind maps for each topic, writing notes from the text book or practising questions the most important thing is that it’s effective for your learning.

This can also go for note taking during lectures, most people take their laptop and type notes on a word document whilst viewing the lecture slides on PowerPoint. Some people prefer to print the lecture slides beforehand, annotate or make notes around them and highlight key things. Other people simply choose to write down notes on a note book the old traditional way. All methods have their advantages and disadvantages, once again it’s all about what is most convenient and effective for you.

4. “It is ok to struggle in the beginning; you’ll get it by week 8”

Don’t be fooled, yes it’s natural to struggle in the beginning because studying at university is very different to what you were accustomed to at sixth form or college and of course Accounting and Finance itself is a challenging subject. However, it is vital to tackle the problem immediately, as ignoring it will not make it go away. It’s normal to avoid things we don’t understand but it’s better to make efforts in understanding it then, than being

faced with having to learn it weeks before the exam when you should be revising what you have already learnt.

I would advice you keep up with weekly reading to increase your chances of understanding the lectures and tutorial questions. If you find yourself struggling with something don’t dismiss it with a I’ll do it later, attack it now! You may not have time to do it later as you’ll have other work to do and you may forget. You can ask your friends in the same module for help and there are many services available to help you such as MASH.

5. Build a relationship with your lecturers, seminar tutors and academic tutors.

They are there for a reason! I can’t stress enough how important it is to make use of the resources and opportunities available to you, you are not in this alone. For example, make it a point to know your lecturers and tutor’s office hours, use this time to go to them with any issues you may have on certain topics or on a particular assignment. You can even ask brief questions at the end of the lecture if there was something you didn’t get. Some lecturers might prefer emails or you attending their office hours as there might not be time at the end of the lecture, especially if your question requires a long explanation this might be more convenient.

If you’re naturally shy or are an introvert, you can see this as an opportunity to build your confidence. Don’t be intimidated by the lecturers, yes they are incredibly smart and experienced in their field of teaching but they are happy to help as they were also once students like you and completely understand what you’re going through.

Why I Chose Lancaster

Applying for University can be daunting – it presents what for many is the first major ‘fork in the road’ moment in life. Two years ago, I had concluded my nationwide University tour -the infamous hunt for the perfect degree programme and perfect University that my friends and I had become so familiar with – and settled on my decision.

I remember vividly two University open days – Leeds and Lancaster. Both excellent institutes. Both very high up the league tables for Marketing (first and second). Both fiercely competing for applicants, and I was torn. Leeds was everything the inner teenager in me wanted – the bright lights of the big city, far away from home, a reputable night out. Lancaster appealed to me rationally – a safer city, closer to home and most importantly, first in the country for my course.

I fought with myself for months, visited both applicant days and, eventually, firmed Lancaster after speaking to a student ambassador on the open day who assured me Lancaster met both needs – the very best teaching quality and the great student night out that my heart desired.

Not only this, but in my months of torment in deciding on which University to firm, I eventually weighed up the pros and cons of each University, and Lancaster came out on top by a country mile.

Firstly, the Lancaster University Management School rankings are incredibly high – consistently ranked within the top 10 Business Schools in the UK and within the top 1% globally. This gives makes me a student of one of the best Business Schools in the world, which is completely invaluable when it comes to applying for jobs, internships and placements.

Which leads nicely onto my next point – Lancaster has some seriously impressive links with companies who offer industrial placements for University students. As a placement year is something I have always wanted to complete as part of my degree, the way Lancaster approaches this was a hugely influential factor in my decision to come here. I found at other Universities, the general attitude towards industrial placements was ‘you can do one if you want, but you’re on your own in organising it’. Lancaster could not be more different. The Management School has a dedicated careers service specifically for placement students, runs drop-in sessions and lectures, mock assessment centres, interviews, psychometric tests and CV and cover letter workshops to ensure that every student is fully and completely prepared for both the application process and the actual work place. This is something I really value and having such a strong support network throughout the entire process made the idea of a placement year seem a lot less daunting.

The final major benefit of Lancaster which really swayed my decision was the campus. I come from a relatively small area and have never experienced living in a city (in fact, the only time I ever used a bus was when visiting family friends in Edinburgh – talk about country bumpkin!). As a result, I wasn’t convinced about how much I would really enjoy city life – I felt like I would embrace it for the first term but the novelty of not being within walking distance of everything (literally, everything) as I was at home would quickly wear off. Lancaster was the perfect in-between – just out of the city, I would have access to the city life with the comfort of a campus bubble to retreat to.

Here’s me visiting my accommodation just after A level results day when I knew I’d made it, not knowing how my University experience would unfold or where the next four years would take me.

becca-farish-outside-accommodation

Having been here for a year now, I am confident I made the right decision with Lancaster.

 

5 MISCONCEPTIONS about studying Accounting & Finance (Bolutife Sofoluwe)

You may be familiar with the gasp you receive when you tell someone you’re studying Accounting and Finance (AcF) at university, well you’re not alone. If I was easily swayed I would have definitely been put off studying AcF, because the responses I got from literally everyone were far from encouraging. The following are examples of misconceptions that people have about AcF that infuriate AcF students because they really aren’t the case or are exaggerated:

  1. Oh you’re going to hate it, it’s incredibly boring!

Contrary to popular belief, accounting is in fact not boring, it just isn’t for everyone. One individual expressing that they find accounting boring doesn’t mean you will too. Everyone has different passions in life, so don’t be discouraged if people don’t understand what interests you about accounting. Accounting is a well-respected study and profession that many choose to dedicate their entire careers to and there are many different aspects to accounting that people are not aware of; in fact, accounting is pivotal to all types of businesses from the fashion and beauty industry to the automotive industry.  Accounting is also a very diverse field of work, the main areas are: Public accounting, Corporate accounting, Corporate Finance and Investment Banking, so you can decide which field to focus on later in your career.

  1. Are you sure? It’s really difficult you know!

Lancaster University Management School (LUMS) is typically ranked in the UK’s top four and is one of the world’s highly ranked management and business schools. It is true that accounting is challenging, especially at a top ten university like Lancaster University. However, the whole purpose of university is to challenge yourself and to develop both academic and social skills. I’m sure as a university student you are not the type of person that runs away from a challenge. Challenges are good, although they definitely don’t feel like it in the moment, they force us to dig deep into our true abilities and potentials. Also if accounting is truly a subject you enjoy, you wouldn’t find it too hard to persevere during the difficult periods. It’s much easier to revise and do the work when you are actually interested, rather than making yourself endure something you don’t enjoy.

  1. Wow, you must really love maths!

From my experience, mathematics didn’t play such a huge role in first year AcF, Econ102 was the only module that I had that contained a particular focus on maths and for someone like me that studied maths at A-level it was quite similar. Personally, I actually really enjoy maths and always have so AcF containing more maths wouldn’t be a problem for me. I would definitely say having maths A-level has helped but is definitely not essential, I know many people that have succeeded in first year AcF and in their overall AcF degree having only studied maths up to secondary school (GCSE’s). Mathematics, similar to AcF is a subject that people tend to demonise because of its complexity, but like I said earlier everything isn’t for everyone and that’s the joy of life.

  1. Oh, you must love money, you’re going to be rich!

The average earning potential of a Chartered Accountant in the UK with two years of experience is £47,900 plus bonuses according to a 2014 salary survey by Stott and May. Most people think the sole goal of someone that studies AcF is to become rich, this might be true for some people but not all. To play devil’s advocate, even if it was true of all AcF students, there is nothing wrong with striving to be rich or successful. Most people dream of being well off and living comfortably. People don’t go to university solely for acquiring knowledge but also to gain skills and qualifications that are highly valued by employers and will in turn earn them a good living. The financial sacrifice made to attend university alone (Student loans, cost of relocation, text books) is enough to understand why someone would want a high paying salary after graduating but also the time sacrificed in education.  Most people have the goal of being able to provide for themselves and their future families, but for some reason doing this by working as an accountant is deemed to be money hungry. Also having an AcF degree doesn’t guarantee you a job or a high paying job at that, as employers are looking for more than academic excellence. Apart from a degree qualification (2:1minimum), employers these days also want soft skills such as; communication skills, teamwork and collaboration, adaptability, problem solving. It is also a very competitive field which makes getting a job harder.

  1. Oh so you’re going to be an accountant!

I’m sure we all know by now that having an AcF degree does not make you a qualified accountant, neither does it mean you will actually even go on to become an accountant. The typical path to becoming an accountant is to get a bachelor’s degree in accounting, then take a higher level qualification to become a chartered accountant. However, it’s not compulsory to have a degree in accountancy; there are a range of different paths you can take to become an accountant. The AAT qualification is the minimal level of qualification required for most kinds of accountancy. You can then choose to take higher level qualifications like the ACA, ACCA or CIMA, which will allow you to become a chartered accountant. Major professional service companies such as Deloitte employ individuals with all types of degrees on training contracts and then sponsor their training to become a Chartered accountant.

Hard work beats talent when talent doesn’t work hard

Jade Street (Ac.F second year student)

I am now in my 4th week of 2nd year Accounting and Finance (ACF) and I’m loving it. It’s been a roller coaster ride of a few weeks, they have just whizzed by. Now I’m stopping to reflect on these weeks and realizing just how lucky I am to go to Lancaster University. Every day, I learn something new and widen the breadth of my knowledge, it’s so rewarding.

Whenever I tell someone I’m doing Accounting and Finance, I get a range of replies from “oh wow” to “how do you make your brain work that way”. It is such an impressive degree to do especially at a university as reputable as Lancaster (ranked 2nd for ACF and ranked in the top 10 in all major UK league tables), which is why I am so proud to be a part of it all.

I’m not going to say it’s an easy degree to do as it is tough, I find it hard but degrees are supposed to be challenging, if they were easy they wouldn’t be as sought after by companies or as desirable as they are now. My advice would be to give 100% and work hard as the satisfaction you feel when you do well in a tutorial or answer questions in a lecture is invaluable. ‘Hard work beats talent when talent doesn’t work hard’ (Tim Notke).

I am also the ICAEW campus ambassador, this means I get to represent the Institute of Chartered Accountants in England and Wales. This is an amazing experience as I learn more about the company, develop my marketing skills whilst working with such a reputable firm, plus it looks great on my CV. To do this, I had to go to London for the day, I met people from all different Universities and made treasurable connections. Another benefit is that I get access to the University student scheme which allows me to start participating in the ICAEW modules whilst at university which usually costs £20. I have immersed myself in all of my modules and thrown myself into 2nd year, volunteering and representing LUMS (Lancaster University Management School) as a student ambassador. I’m also currently trying to start up an Accounting and Finance society.

Top tip: Try to get involved in societies or volunteering, try to get a position in the society as this will aid you with your career as it looks appealing to employers when looking at your CV

Talking of modules, I am currently doing 4 this term, ACF 214 Principles of Finance, ACF 211 Accounting Information Systems and Auditing, ENSI 207 Entrepreneurs and Entrepreneurship and MSCI 212 Statistical Methods for Business. That’s what I love about Lancaster University, you aren’t restricted to Accounting and Finance, you can expand into modules from other degrees. You aren’t limited or constricted, you are free to learn whatever you are passionate about.

In my Entrepreneurship module, I am interviewing an entrepreneur to find out about their biggest challenges and sacrifices they have made to be an entrepreneur. We even get a lecture from entrepreneurs each week which is truly inspirational finding about their journeys and hurdles they have had to overcome.

In my ACF 211 lectures, I have been learning about fraud and internal controls in business. This is especially interesting as there are real case studies where there have been massive scandals such as with Enron or the Ponzi scheme where the size of the fraud was estimated at $65 billion. Learning about the case studies really puts fraud into perspective and shows that it does happen in the real world.

In my ACF 214 Principles of Finance, I find the tutorials to be extremely helpful. When I attempt the questions on my own, I sometimes don’t fully understand them so have questions regarding certain equations to use etc. whereas when I go to the tutorial it really clarifies the lectures and I feel they are invaluable sessions. We are currently learning about capital markets and the pricing of risk. I find finance a challenge so when I get more involved in lectures and tutorials, it is truly enriching and I feel that I have really achieved something at the end of each one.

Top tip: Attend all of your workshops, if you have to miss one for some extreme circumstances, email your tutor asking if there is another session you can go to. Warn them in good time that you can’t make it to that particular session.

In MSCI 212, we currently have coursework due soon so I am well on my way with that. I have always loved statistics having done it at GCSE, at A-level and during my Mathematics minor in first year and now in MSCI 212!!! It’s great. I have never worked with SPSS which is a statistical analysis software package, getting used to using this has been quite tricky but puts a new edge on the statistics that I have learnt in the past making it a much more enjoyable experience as it’s combining my past knowledge of statistics and IT skills with something completely new and alien to me.

Bring on next week J

Every accomplishment starts and ends with hard work, if it wasn’t hard work, everyone would do it

You may not be there yet but you are closer than you were yesterday